Open Mortgages Toronto
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An open mortgage offers the most flexibility from a mortgage repayment standpoint. In this case, the lender allows you to make partial or full mortgage payments without incurring penalty or extra costs. In addition, an open mortgage in Toronto allow you to:
  • Opt for a short mortgage term from six months to five years
  • Repay your mortgage amount anytime during the term, without penalties or additional fees

When should you choose an open mortgage in Toronto?

  • If you have saved or are expecting to receive a large sum of cash
  • Face uncertainty that may require you to pay off your mortgage earlier

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